🎙️ New Beginnings

Rates might be headed back down, but housing affordability isn’t getting any better 🏠

💭 In fact, housing affordability is worse now than it was at the peak of the 2007 housing bubble. The median American household would need to spend 45.3% of their income to afford the median-priced home — a record.

More cool insights, charts, and other tidbits below.

— Matthew and Shawn

Quote of the Day

“ New beginnings are often disguised as painful endings.”

— Lao Tzu

Cool Charts

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Tune In

🎧 Top stocks for 2024 with Jonathan Boyar

🎥 Engineer breaks down how to save Venice from drowning

🎥 Why the future of work is play with Dan Koe

🎧 Business durability and strategy masterclass with Hamilton Helmer

What We’re Reading

📖 Books: The Dhandho Investor by Mohnish Pabrai

📰 Long-form articles: The mysteries behind Amazonian “dark earth”

🗞️ Advice: Seven strategies for being more productive in 2024

Trivia

Tweet of the Week

Final Thoughts

🔢 One Big Number: 20% — the percentage of Harvard Business School MBA graduates without a job three months after graduation, up from 8% in 2021.

🧹 Housekeeping note: If you ever have questions about the content in our newsletters, please email us at [email protected] — we read every email that comes in. Feel free to just drop in and say hi, too.

See you next time!

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