🎙️ The Midas Touch

How did Finland go from a high suicide rate to the world’s “happiest” country?

☀️ There wasn’t one quick fix. A handful of factors helped citizens’ health, including reduced stigma, lower rates of drinking alcohol, antidepressants, and government programs.

At one point, the word “suicide” was hard to say in the country. Now, “young people talk about things more easily than ever before,” leading open, honest conversations around mental and emotional well-being.

💭 On to today’s newsletter of more interesting nuggets. By the way, our first Cool Chart below is a sample of a separate email you’ll be getting from us this afternoon with timely and actionable market research/charts.

It’s part of our new newsletter offering, We Study Markets Pro. We’ll send you bonus free previews of this premium publication this Saturday and next. More info to come soon.

— Matthew and Shawn

Quote of the Day

“Sometimes failure is merely chasing you off the wrong road and onto the right one.”

— Paul Tudor Jones

Cool Charts

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Tune In

🎧 Bitcoin’s hardware future with Bob Burnett

🎥 Jeff Bezos on how startups should limit risk and spend money

🎥 James Clear on gradual improvement and getting 1% better each day

🎧 The real estate private equity playbook

What We’re Reading

📖 Books: The Monk Who Sold His Ferrari by Robin Sharma

📰 Long-form articles: The rise of ‘casino-like behavior’ in markets

🗞️ Advice: The art of being assertive without offending people

Trivia

Tweet of the Week

Together With Masterworks

This Market Isn’t Just For Billionaires Anymore…

Over the last 20 years, record prices achieved for Banksy’s art have grown at an astounding 63% compound annual rate. Even more impressive? It's not just the ultra-wealthy benefiting from this phenomenal growth.

Thanks to Masterworks.  

Masterworks enables its 820,000+ users to access investments in multi-million dollar artworks by artists like Banksy, Basquiat, and Picasso for just a fraction of the cost of an entire piece. 

When Masterworks sells a painting, like the 16 it’s already sold, investors can get a return on their investment. With 3 recent sales, Masterworks investors realized net annualized returns of 17.8%, 21.5% and 27.3%.

💭 Every offering is limited, and shares can sell out in just minutes, but We Study Markets readers can skip the waitlist with this exclusive link.

Final Thoughts

🔢 One Big Number: 6.29%. That’s the average rate Americans are paying on their long-term mortgages. The average 30-year mortgage hit as high as 7.79% in October.

🧹 Housekeeping note: As mentioned at the top of this newsletter, we’ll launch a separate newsletter soon, We Study Markets Pro, with industry-leading market insights.

Nothing will change with our regular, free version of We Study Markets, but we will send out free previews (in separate emails) of our premium newsletter starting this afternoon and again next Saturday.

Email [email protected] if you have any questions!

See you next time!

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